Contracts & Disputes

Debt Recovery

Also known as: debt collection

In plain English

The process of getting back money someone owes you, from a polite reminder all the way through to court action.

What it means

Debt recovery is the process of pursuing money that is owed but unpaid. It usually begins with reminders and a formal letter of demand, then may escalate to filing a claim in court, obtaining judgment, and enforcing that judgment. In Australia, smaller debts are often handled in local or magistrates' courts or tribunals. Enforcement options after judgment can include garnishee orders, writs against property, or bankruptcy or winding-up proceedings. Time limits apply, so debts should not be left unpursued for too long.

How it's used

After several ignored invoices, the supplier began debt recovery by sending a letter of demand for the outstanding $8,000.

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